Services and Process
What does the financial planning process look like?
The work moves through a few clear stages:
Dreams and goals. The first meeting is about you. Elizabeth gets to know your goals and gathers the information needed to talk through cash flow.
Your Prosperity Plan. You meet again to review your plan and its recommendations, so you understand what is happening and why.
Tax planning and risk management. Ongoing meetings cover tax strategies and how to protect your assets with the right insurance.
Legacy planning. Included throughout, whether you want to leave a financial legacy, learn about wills, trusts, and guardianships, or plan charitable giving.
Every meeting also leaves time to talk about whatever is top of mind for you.
What services are included in a financial plan?
A Prosperity plan looks at your full financial life. That includes investments, retirement planning, tax strategies, estate and legacy planning, insurance and risk management, and cash flow.
The plan is built as a long-term relationship, with adjustments as your life changes.
How is Prosperity different from an advisor who charges a percentage of assets?
Many advisors charge a percentage of the assets they manage, so the cost rises as your portfolio grows even when the work stays the same.
Prosperity charges a flat fee instead. You pay a set price for the advice and service you receive, which keeps pricing transparent and predictable.
Can I start building a plan on my own before I commit?
Yes. Prosperity gives you full access to the same planning technology used with clients. You can set up an account, start entering your information, and explore at your own pace. Elizabeth is available to help whenever you are ready. You can start building a plan now.
For Restaurant Professionals
Why does Prosperity work with restaurateurs and restaurant professionals?
Before becoming a planner, Elizabeth spent years in the restaurant industry, including leadership roles at Darden and Bloomin' Brands. She understands the pace, the income patterns, and the pressures that come with the work, and she devoted more than 6,000 hours to earning her CFP® credential.
That experience shapes how she helps restaurant professionals make progress on their personal finances.
What does Prosperity offer restaurant professionals specifically?
Restaurant professionals can work with Elizabeth through ongoing full financial planning and investment management. Each option includes a financial plan that highlights ways to build and protect your wealth. Free blogs and insights and useful materials are also available with no obligation. Full detail is set out in Form ADV Part 2A.
About Elizabeth
What are Elizabeth McCollum's credentials and background?
Elizabeth McCollum is a CERTIFIED FINANCIAL PLANNER® (CFP)® professional and a Certified Estate Planner® (CEP)®, and she holds an MBA from The Wharton School at the University of Pennsylvania.
She has worked as a Vanguard advisor and Chief of Staff for Advice, served as CEO of Hana Group North America, and held senior operations and corporate finance roles across the restaurant industry, including at Bonefish Grill, Outback Steakhouse, LongHorn Steakhouse, and Olive Garden.
Her focus today is on retirement transitions and income, complex estate planning, and boutique, high-touch wealth management.
What do CFP® and CEP® mean?
CFP® stands for CERTIFIED FINANCIAL PLANNER®, a certification that requires education, examination, experience, and a commitment to act in clients' best interests.
CEP® stands for Certified Estate Planner®, which reflects specialized training in estate planning. Both signal a standard of training and professional conduct.
How do I get started with Prosperity Financial Planning®?
You can schedule an introductory meeting through the contact us page or button below, or begin building a plan on your own through the online platform.
You can also reach Elizabeth directly by phone at (321) 330-6715 or by email at Elizabeth@ProsperityFinancialPlanning.com.